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Q 5: A person needed some money and could not find anyone to lend him any, so he took a loan from the bank, even though he knew that it deals in unlawful usurious transactions. He only intended to repay the value of the loan. He did not intend to pay any interest. This has been his intention since he took the loan. Does this transaction involve Riba (usury)? Is it permissible for him to benefit from the loan he took from the bank for a year? I appreciate your guidance. May Allah reward you with the best.


A: If the situation is as you have mentioned, the person mentioned in the Fatwa has committed a twofold sin; (Part No. 13; Page No. 407) dealing in usury, even if his intention was not to pay the bank interest, as well as fraud.May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.




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Mishary Rashid Alafasy - Quran Downloads