A:
This is a type of
medical insurance and it is not permissible for you to have life insurance with social insurance or any other place, as this involves uncertainty, deception and devouring people's money falsely. However, (Part No. 15; Page No. 295) if the social insurance department keeps the amounts you pay and gives them back to you at times of need or at retirement, there is no wrong in that. May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.
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