A :
The Zakah is due upon any currency when a Hawl (one lunar year calculated from the time a property reaches the minimum amount upon which Zakah is due) passes while it is in possession of the owner, reaches its Nisab, or added to any property liable to Zakah, like the money one may lend to an able and fit person. If the debtor is unable to pay back his debt and the money in your possession has not reached the Nisab, then Zakah is not due.May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.