Q: Attached is a newspaper clipping, taken from Riyadh newspaper, about an advertisement for a usurious transaction that deceives people who are not aware of the types of Riba (usury/interest). It says that a person can receive compensation for loss if an accident occurs in return for paying one Riyal per day. Moreover, this transaction ensures that the person will not be held accountable for the damages caused to the others by him. The following are some of the many serious consequences this advertisement has: First, taking no heed of human life.Second, wrongly devouring people's money.This act counts as one of the types of Riba which is prohibited by Allah (Exalted be He) and causes His instant punishment. Zaynab bint Jahsh (Mother of the Believers) (may Allah be pleased with her) said: O Messenger of Allah! Would we be destroyed while good people are among us? He (peace be upon him) said: Yes, when the evil predominates. So, I see that it is important to report this concern to you.