A:
the person who has money owed by others may give it up or take his financial rights. However, giving them up is better. Allah (Exalted be He) says,
And if the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay, but if you remit it by way of charity, that is better for you if you did but know.
May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.
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