Taking a usurious loan from the bank for marriage


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Q: I married a woman and concluded the contract of marriage a year ago. Now I want to take her to my house, but before that I have to pay the agreed upon Mahr (mandatory gift to a bride from her groom). Due to my present condition and my inability to afford taking my bride to my house, I submitted a request for a bank to get a loan which I would repay in installments, but the bank stipulated that it should get an extra percentage over the sum of money loaned. I need this money badly to consummate my marriage and help me in lowering my gaze. Kindly, give me your Fatwa in this regard. May Allah reward you.


A: It is not permissible for you to take this loan. What you have mentioned about your need for the Mahr is not an excuse for taking a Riba-based loan from the bank or elsewhere. You must fear Allah, for "whosoever fears Allah and keeps his duty to Him, He will make a way out for (from every difficulty). Allah will provide him from (sources) he never could imagine. And whosoever places his trust in Allah, then He will suffice him. Verily, Allah will accomplish his purpose. Indeed Allah has set a measure for all things. We ask Allah to make things easy for you, relieve your distress, and grant you sufficient Halal (lawful) provision so that you have no need of anything Haram. May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.




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